Here’s the deal: With Samsung Pay, you can make online and in-store purchases. It lets you carry your debit, credit, membership and gift cards on your compatible device without actually bringing with you the physical credit or debit cards. Nifty, right? But the important question is…

What Stores Accept Samsung Pay?

You can use Samsung Pay app at any participating store. Although it’s not accepted in all stores, it certainly is accepted at most stores that use MST or NFC technology. So, what does this mean? As a rule, most payment terminals that use credit or debit card readers accept NFC technology, short for Near-Field Communication. This means that Samsung Pay is accepted in many places and stores, though not all. Now, what makes Samsung Pay stand out? What makes Samsung Pay different from other smart payment apps is that it can still be used in point-of-sale machines that do not support NFC technology. This is because Samsung Pay also supports MST or Magnetic Secure Transmission technology. There’s a downside though. Since MST’s functionality and availability differ from region to region, some payment terminals may require software updates in order for you to make in-store purchases. It is also important to note that a few Samsung Pay compatible phones and smartwatches only support NFC technology. Aside from asking where can I use Samsung Pay, it’s also important to know where you can’t use it. Generally, if the store’s payment terminal requires you to insert or swipe your credit or debit card, Samsung Pay won’t work. This is why you can’t use it at ATMs and gas station pumps.

How to Use Samsung Pay?

Check out the below video from TechInsider to get a glimpse of how to use Samsung Pay.

How to Check If a Store Accepts Samsung Pay

What Stores Accept Samsung Pay? There are simple steps you can follow. We’ve prepared a short step-by-step guide on how to know if a particular store in your area accepts Samsung Pay. But before anything else, make sure that you live in a country where Samsung Pay is supported, and that you’re using a compatible device. Now, let’s get into it!

1. Check the List

The easiest way to know if a store supports Samsung Pay is to check their official website and see their list of participating stores. We have also featured here some of the major US stores where you can use Samsung Pay.

2. Look for Signs at Terminals

Even if the stores do not appear on the list, there’s still a possibility that they accept Samsung Pay. Go to the store and look for these signs at their payment terminal. If these signs appear, then the store clearly accepts mobile payment.

3. Check the Store’s Terminal

If you can’t see the mobile payment and Samsung Pay signs on the store’s payment terminal, then check the point of sale terminal (POS terminal) itself. To reiterate, Samsung Pay is accepted not only at NFC-enabled terminals but in MST POS terminals as well. Here’s an example of what a Samsung Pay-compatible POS terminal looks like:

4. Ask the Counter

In some cases, even if the store uses an NFC or MST POS terminal, there are store owners that still won’t accept mobile payment. So it’s better to ask the counter first if they accept Samsung Pay before you purchase an item, especially if you’ve not brought enough cash with you.

US Stores That Accept Samsung Pay

Here are some of the stores that accept Samsung Pay. Samsung Pay is accepted in many stores in the US that use MST or NFC point of sale terminal. Since there are thousands of stores where Samsung Pay is accepted, it’s impossible to list them all here. Hence, we’ve decided to just feature some of the major retailers in the US where you can purchase items using your Samsung Pay account. Here are some of them: There are hundreds of other US stores and a thousand more in some parts of the world that support Samsung Pay. It’s easy to spot them, just follow the guidelines we’ve featured here. Most compatible phones in some countries now come with preloaded Samsung Pay. Other models like Samsung Galaxy S6 S6 Edge and Galaxy S6 will automatically install Samsung Pay through an update. In case you don’t have Samsung Pay yet on your device, you can download it here.

Use Samsung Pay in 24 Countries

Samsung Pay continues its global expansion with the help of its approximately 2,000 financial and banking partners and through its open collaborations with various industries. It is now currently available in 6 continents: Europe, North America, South America, Oceania, Africa, and Asia. As of this writing, Samsung Pay is currently supported in 24 markets (countries), the latest of which is South Africa. France also has preliminary access as of April 26, 2018. Check out the list to see if you live in a country that supports Samsung Pay:

What Banks Support Samsung Pay

Samsung Pay has partnered with trusted and world-renowned banks and financial institutions in various countries. Currently, it has approximately 2,000 financial and bank partners across the globe. And it constantly looks to expand its partners. Many of the major US and UK banks support Samsung Pay. Here are just some of them:

Samsung Galaxy Watch

The good thing about Samsung Pay is that it’s not only compatible with phones. You can also make purchases using this app through select Samsung smartwatches. Check out the Galaxy Watch ($249.89), which we recommend not only because of its smart payment capabilities, but also because of its superb design and features. Note: Galaxy Watch and other Samsung Pay compatible smartwatches only support NFC technology. Also read 5 Best Screen Projectors for Samsung Phones in 2022 The Best Custom ROMs for the Samsung Galaxy S8

Go Cardless with Samsung Pay

No cash? No credit or debit card? No problem. As long as you have your phone with you. If you live in a country where Samsung Pay is available, chances are, you’ll be able to go shopping even without bringing your wallet with you. If you’re not sure what stores accept Samsung Pay, see if they are on the list. Or, better yet, follow the guide we’ve featured to find out for yourself if a particular store in your area accepts payments through Samsung Pay. Did you find this article helpful? Tell us what you think by leaving a comment below.

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